With the many insurance providers available, it’s a difficult decision deciding on home and auto insurance. It’s not hard to find out about insurance, what’s difficult is deciding which to choose from. You want an insurance company to have a low price, ease of placing claims, excellent coverage options, and a stellar customer service experience. Here is an overview of the top insurance companies: GEICO, Allstate, Esurance, Progressive, and AAA. These five insurance companies have the most policyholders.
Government Employees Insurance Company (GEICO)
GEICO is more known for its GEICO auto insurance commercials. They do have other insurance coverage options such as homeowners, rental, life, business, and umbrella insurance. Most consumers find it’s easy to be approved for GEICO insurance. Their rates are relatively low when compared to the top insurance carriers. Auto consumers enjoy the ease of their insurance login interface as well. Here they can find out information about their claims, pay their bills, and more.
GEICO does have standard auto insurance coverage options and consumers can add on additional coverage options such as emergency road service, uninsured/underinsured motorist coverage, rental reimbursement, and mechanical breakdown insurance.
GEICO offers numerous discounts, including regular seat belt use, driver’s education, emergency deployment, and good student discounts. Active and retired federal and military employees have great discounts as well as other members of GEICO’s affiliates of over 500 professional organizations.
As one of the top insurance companies in the country, Allstate is known for their auto, home, and life insurance products. Allstate customers can find valuable resources after inputting their Allstate insurance login information and viewing their online platform.
There are many tools and applications available for Allstate customers to use on their own, such as the Allstate Digital Locker to help homeowners update home inventory. However, their friendly agents are there to help 24/7.
Allstate offers thrifty discounts for their auto insurance products. They have many discounts, including good student, policy bundles, safe driver, and anti-lock brakes – pretty easy to attain discounts. The customer can choose between one of the four auto insurance plans which include: value, standard, gold and platinum. Each plan offers a variety of excellent options including lower deductibles and new car replacement selections.
Allstate owns Esurance. They have minimal advertisement, which is why they are an excellent insurance company for those seeking low insurance rates for their automobile and other insurance products. They act as a broker in many cases, so your other insurance products may be through a non-affiliated insurance provider.
Their website is rated top-notch, and they have an abundance of helpful applications for auto insurance customer use. They do have excellent customer service agents available 24/7 for those that needs more personal interaction.
Esurance discounts are plenty, including multi-car, multi-policy, and safe driver’s discounts. Parents of teen drivers enjoy some of the features Esurance offers as well, such as their alert program when teens are using their smartphones while the car is moving.
Progressive is famous for their Name Your Price insurance program. They offer relatively low cost auto and home insurance products. An unusual discount they offer is if the customer signs up for insurance online. They can do so after signing up for their insurance login information. There, customers can find out more about insurance policies that Progressive offers.
Progressive allows customers to file their claims with ease online 24/7. Customers can also file with an agent or per smartphone device. Progressive offers a Pet Injury policy as well for those policy owners who constantly have their pets with them while on the road. This provides up to $1,000 to treat their pet’s injuries.
Progressives Snapshot Device Rewards program rewards drivers for good driving habits. It’s a simple device that plugs into an automobile to record how a customer drives. This helps them reward customers with low mileage and safe driver discounts, along with a few others.
AAA is more so known for offering roadside assistance. They are, however, an insurance brokerage firm offering personal coverage, such as life and umbrella insurance. Their property coverage’s include auto, home, renters, and boat insurance.
They have offices and call centers throughout the nation, so consumers can speak to a representative face-to-face to get assistance picking their policy. They don’t, unfortunately, have a 24/7 hotline to answer customers’ questions and file a claim. Their roadside assistance program is slightly higher than other insurance providers. However, this is a coverage option many consumers use, especially in the harsh weather. Those going through AAA’s home and auto insurance bundling option can save up to 22%.
When trying to find out about insurance providers such as GEICO, Allstate, Esurance, Progressive, or AAA, start out by getting an online quote. Then review the service options most important to you such as price, customer service, and discounts.